Home Buying Tips!

STEP 1: HIRE A REALTOR®

A REALTOR® is a great asset to have on your side because they know the local market. The right REALTOR® will be able to guide you through entire home buying process by analyzing your situation to finding the perfect home for you.

STEP 2: HOW MUCH CAN YOU AFFORD?

Review your monthly income, expenses and savings to see how much monthly mortgage you can afford. Use our mortgage calculator to find rough estimates and then contact your loan officer for a loan pre-qualification. Don't have a loan officer? Contact us for a recommendation.

STEP 3: WHERE DO YOU WANT TO LIVE?

Finding the perfect home isn't always easy but using our home search tool will definetely speed up the process. Also, check out the community information page to make sure the home you want is close to the schools, shopping, dining, entertainment and any other necessities that you may need.

STEP 4: MAKE AN OFFER!

Ask your REALTOR® to provide you with comparables of similar homes that have sold in the same area to decide on the best offer price. Make sure the offer price doesn't exceed the amount your willing to pay and all the necessary contingencies are in the contract to protect your best interest. If you need help in making an offer, don't hesitate to contact us, we'll be more than happy to share our expertise with you!

STEP 5: SECURE YOUR FINANCING!

After your offer has been accepted, make sure to do your due diligence and complete all required task requested by the loan officer. Some of these include providing tax returns, pay stubs, employment history, doing home inspections and appraisals, etc. Time is of the essences after a contract has been accepted so make sure your loan officer and REALTOR® provide you with regular updates on the status of your financing and home.

STEP 6: GO TO SETTLEMENT!

Ask your REALTOR® to provide you with comparables of similar homes that have sold in the same area to decide on the best offer price. Make sure the offer price doesn't exceed the amount your willing to pay and all the necessary contingencies are in the contract to protect your best interest. If you need help in making an offer, don't hesitate to contact us, we'll be more than happy to share our expertise with you!

STEP 7: PROTECT YOUR INVESTMENT!

Make sure to buy home warranty, insurance, flood and any other hazard insurance that may necessary for your area. REALTOR® to provide you with comparables of similar homes that have sold in the same area to decide on the best offer price. Make sure the offer price doesn't exceed the amount your willing to pay and all the necessary contingencies are in the contract to protect your best interest. If you need help in making an offer, don't hesitate to contact us, we'll be more than happy to share our expertise with you!